Robinhood (The Site) Review

There was a time when my boss felt my ideas at work were too much for the staff.  Basically he told me to sit at my desk and wait until something breaks, otherwise, don't do anything.

With almost 8 hours per day to kill, I needed something to pass the time.  I dabbled in day trading.  Problem was, I did not have a large investing bankroll to play with.  Therefore most of my efforts were geared towards penny stocks, looking for that rare one to shoot up 500% in 5 minutes.  In addition, there were fees on every transaction, so although I profited from the Buy/Sell, I rarely profited enough to cover the fees.

If only Robinhood had been around then...

Robinhood is a no fee online brokerage tailor made for the investor or investor wannabee who does not want to pay transaction fees (and does not have a huge bankroll).  The interface simplifies investing.  My last go round, I used a tool that made me go cross eyed.  Information overload.  I had no idea what I was looking at.  They also offer high interest savings accounts , margin trading, and fractional shares.  Fractional shares are great if you want to buy a chunk of Amazon, but can't afford $400 per "chunk."  Did I mention they give you free stock just for signing up?  I believe after you make your first deposit (as little as $5.00) earns you one share of a random stock.

If Robinhood had been around the last time I tried day trading, I would have been quite successful.  Better late than never, I suppose.  I highly recommend Robinhood for any level of investor.  Good luck!

Mindless Investing for Anyone - A Coinbits review

Like 99% of the world, I was behind on capitalizing on the Bitcoin opportunity.  I also missed out on Amazon, Facebook (which I owned day one), etc. etc.

One day, I came across a idea from Coinbits.  They're idea is to use automated micro-investing allowing their users to purchase small amounts of Bitcoin weekly.  I'm sure you've heard of Bank of America's Keep The Change program, where they round up the "change" from your purchases and add it to your Savings Account.  Same concept only, Coinbits invests that amount in Bitcoin.  Simple and you don't have to touch it, once setup.

I gave it a whirl.  After all, it's only using spare change.  Normally I collect that in a jar with some pocket fuzz.

Anyway, I took a look the other day, thinking the downturn following the Covid Pandemic would be apparent, but I was quite surprised:

I'm no financial wiz but I believe a 32% return is pretty good.

Not bad for doing nothing with little risk.

Needless to say, I highly recommend Coinbits

More than 3,700,000 people are currently using our very same investment strategy in other asset classes because it's low-risk.

By making micro-investments over time you can use one of the most successful investment strategies known to mitigate risk of loss called dollar-cost averaging.

I washed dishes, delivered pizza, and pumped gas

A long time ago (in our galaxy) I was a teenager who needed money.

Like countless other teenagers in that era, my job choices were limited.  Washing dishes and pumping gas came first, because they did not require a drivers license, only a ride!  One the license came, food delivery became my job of choice for several years thereafter.

Today, however, there are far more intriguing options available to ambitious teenagers.

Teenagers today can be Virtual Salespeople.  What is a Virtual Salesperson?  Before the Covid Pandemic, many of you likely what not have understood the term as well as today, not to mention what a Zoom Meeting is.  Well there is a company hiring teenagers to do online sales presentations from home!  The best part is, they are compensated for the presentation itself.  No obligation to buy.  It's a brilliant idea.

I decided to write this after I was asked to participate as a customer.  My particular presentation was for high end Cutco cooking knives.  Of course, the obvious question is why not just buy them direct from their website.  The virtual salespeople have access to special pricing and promotions not available on the site.

It really is an interesting concept.  To help out my presenter, I'm including a contact form.  If you are interested in seeing what this is about, purchasing knives, or would like to help out a teen entrepreneur, fill out the request below.

Presentation Request (note: if mobile, switch to web version for form to work

Name

Email *

Message*

An Invention Too Cool Not To Share

This video speaks for itself

MEDIPENDANT Review @American_Heart

A  medical alert system should be easy to use without having to think about where you are when you need it. With other systems, you will most likely not be heard if you are in the bathroom with the door closed or if you're outside. This is because you won't be able to hear the operator from the speaker located somewhere remotely in your home. MediPendant™ is the first portable medical alert system with speak and listen technology.


“I always recommend medical alarms to my patients who need them. The MediPendant™ brings a whole new level of comfort and peace of mind to anyone living alone or concerned about having an accident or emergency at home.” Physician - Maryland

"I fell in my home and was unable to get up. Thank goodness for my MediPendant™. I hit the button and the EMT-Certified operator was able to call my neighbor to come and help me. I wasn't injured, so I didn't need an ambulance. I am so happy that I was able to avoid having ambulances and fire trucks in front of my home. Thank You MediPendant™." User - NY

“My mom lived alone for many years. I was always worried that she would have a medical emergency and wouldn’t be able to get to the telephone. Once my mom got the MediPendant™ it was like a weight off my shoulders. I felt so much more comfortable knowing that she was protected 24 hours a day.” Relative - NJ

“I am a very active woman, so when my son told me I needed a medical alert alarm, I was very insulted. But two days after he connected it, I slipped in the shower. The floor was so slippery, I couldn’t get up. Thank goodness I was wearing my MediPendant™. I pressed the button and the operator called my friend to come over and help me up. Now I keep my pendant necklace on at all times … just in case! And not only that, it’s like medical jewelry – I get compliments on it all the time.” User - FL

Get MEDIPENDANT on EBAY for only $73

Don’t make the mistake of buying the wrong medical alert system!

» Speak & listen to the operator directly through the pendant
» 24/7 monitoring
» Easy installation/User friendly
» Operates anywhere from 300 to 600 feet* in or around the home†
» Water-resistant - may be worn in bath or shower**
» Can be worn around the neck, clipped to your belt, or around your wrist.
» Worry-free lifetime battery program.

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Neighbor Bashing

Fourth of July weekend was extremely bizarre for me, to say the least.  I had an unfortunate, infuriating encounter with a neighbor that I must write about.

I live in a "pet friendly" townhouse community consisting of 150 units.
We have 2 rescue dogs, a 60 lb. lab mix named Luke and a 5 lb. or so Chihuahua named Cocoa.

• July 4th, 9:30 AM:  Like every other day, I walk the dogs first thing in the morning.  The morning walks are always one at a time.  Cocoa has one of those small retractable leashes and a pink-camo collar.  Like other Chihuahuas, she is a bit snippy.  So when a couple walked by, doing a lap around the neighborhood, Cocoa did her growl / bark don't mess with me routine.  I tell them that she's a little nasty so they will not try to pet her. Since she's so tiny, she occasionally pulls her head out of her collar.  This was one of those days. She proceeds jump and nip at the couples' ankles from behind.  I yell and she promptly lays on the ground with her belly exposed.  I emphatically apologize and they continue on their walk.
• July 4th, 9:35 AM:  The guys returns to ask if Cocoa has had rabies shots.  I explain that she's a rescue and the shelters do not let the dogs leave the shelter without being vaccinated, then add, "Did she get you?"  "Yes"  "Did she break the skin?"  He shows me a small scratch on the back of his ankle, in all likelihood, from her paw nail.  (I admittedly am extremely lax on getting her nails clipped) I apologize again and they continue their walk.
• July 4th, 8:30 PM:  The doorbell rings and the same guy is there announcing himself as the "one your dog bit".  He asks for a copy of the vaccination paperwork.  I explain that my wife was the one who rescued Cocoa and since she is at the shore, I do not know where the paperwork is.  I say that she may be back on the 6th and I can bring it to him then.  He says he's not trying to get money out of me or anything (then why'd you bring it up?), he just wants to be sure there's no health concerns.  I assure him he has nothing to worry about and I'll bring the paperwork to him as soon as I can.  He says he'll come get it instead.  Weird.
• July 4th, 11:00 PM:  Doorbell rings again followed by a hard knock.  There stands 2 Police officers.  "We understand there was a dog bite incident this morning..."  (You've got to be kidding me!!!!)  Yes, I'm not sure it was a bite, but there was an incident.  They explain that since Cocoa, the ferocious beast pictured above, does not have a current registration with the town, I will be contacted by Animal Control.  I asked, off the record, if they saw the "bite" and what they thought.  I was relieved to read from their candid reactions that this was as minor as I thought.  Cocoa was standing in the doorway the entire time so they could observe the vicious terror she exhibits.
• July 5th, 9:00 AM:  As I'm sitting on a wall 100 yds. or so from my front door, while Cocoa does her business, a guy looking very similar to the "victim" walks toward me, but turns instead of approaching.  Behind him is a friend of mine walking his Siberian Husky.  As I say hello to my friend, I glance toward the other guy who seems to be walking to my front door.  As I tell me friend what happened, the guy starts walking back from where he originally came.  Suddenly he turns and starts approaching.  My friend leaves and the guy now re-introduces himself as "the guy my dog attacked".  He tells me he filed a report with the Police because I was "standoffish" about the paperwork.  I correct him by explaining I truly did not know where the paperwork was, my wife really is at the shore, and I would have brought it to him when she returned.  He says that he cannot believe that I wouldn't have gotten in touch with her, to which I explained I didn't think it was so urgent.  I add that he's not foaming at the mouth or anything.  He says I would be doing the same thing if I were in his shoes (not in a million years!) and adds that he's not trying to get thousands of dollars out of me or anything.  (Now it's thousands???).  He writes his phone number so I can contact him as soon as I have the paperwork.  I foolishly give him my number as well. Cocoa is in my arms during this entire conversation, not an arms length from his face.  She doesn't make a sound or move a muscle.
• July 5th, 1:47 PM:  I receive a call from Animal Control.  They tell me that since Cocoa was not registered with the town, I will be issued a summons.  She also will be on a 10 day quarantine.
• July 5th, 3:55 PM:  I stop by the Police Station to pick up a copy of the report.  The documents office is closed, so I ask to speak to someone regarding this guy's behavior, while I'm there.  Basically I ask if I have any obligation to give him anything.  The sergeant tells me that since he CHOSE to get them involved, I only need to communicate with them and Animal Control moving forward.
• July 6th, 2:46 PM:  I receive a Voice Mail from the attack victim asking me to return his call.  I do not.
• July 6th, 7:28 PM:  I receive another Voice Mail from the attack victim.  This one is extremely aggressive, saying I'm not a man because I made up a story about my wife being away and I don't keep my dog on a leash.  I stopped listening to the message there because my blood was boiling.  The whole message is on this video link.  This guy is freakin' nuts!

• July 6th, 7:42 PM:  Even though I considered not responding, I could not shy away from the challenge to my manhood.  I call back.  This nut job answers by saying, "THAT'S WHAT IT TAKES TO GET YOU TO CALL BACK YOU LITTLE BITCH..."  Pardon my language but I reply, "WHO THE FUCK DO YOU THINK YOU ARE?  YOU TRY TO SAY I'M NOT A MAN WITH YOUR LITTLE FUCKIN' SCRATCH ON YOUR LEG.  I HAVE A LIFE.  WHAT DO YOU THINK, I'M SITTING AROUND ALL DAY WAITING FOR YOUR CALL."  He keeps trying to talk over me, saying I promised him paperwork today.  "YOU WANT TO KNOW WHY YOU DON'T HAVE YOUR PAPERWORK?  IF YOU WOULD SHUT YOUR MOUTH FOR TWO SECONDS AND OPEN YOUR EARS I'LL TELL YOU THAT BECAUSE YOU WENT TO THE POLICE, THEY TOLD ME I SHOULD NOT COMMUNICATE WITH YOU. SO THERE YOU GO.  SEE YOU LATER." click.

I have not heard from him since.  My wife came home on the 8th and quickly found the paperwork.